Account Manager – Zanzibar Job at Absa
Job Overview
Account Manager – Zanzibar
Absa
Location: Zanzibar Main Branch – ABT
Type: Full time
Empowering Africa’s tomorrow, together…one story at a time.
With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
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Job Summary
Job Purpose.
Responsibility for retention of existing and recruitment of new customers (30% retention / 70% recruitment). Each Account Manager to pro-actively manage top 50% of customers e.g. 200-300 customers each. Some will cover vast areas and will therefore need to be flexible to travel as required and be able to deal with customers remotely
To recruit profitable new business and then to establish, manage and develop long term, profitable relationships, ensuring the provision of first class customer service and maximising business opportunities to achieve key objectives and goals
One Account Manager in each region will take on the role and responsibilities of a Team Leader as well as carrying out normal Account Manager activities and targets
Job Description
Main accountabilities and approximate time split
Staff Management -5%
Lead, motivate and develop an itinerant team, working a cross-country region, selling the full range of Absa card solutions, to achieve income generation and business objectives and goals
Performance Management responsibilities for direct reports
New Business Development (55%)
Recruit new business within the allocated market at a profitable level
Proactively create and develop business relationships with companies
Build close working relationships with Absa Corporate team contacts and other Group/external key business influencers to create business opportunities
Identification of cross sale opportunities and introduction of leads to Corporate
Implement activities to deliver value added products and services, generating increased income and revenue from existing accounts
Fully understand the workings of Absa card and the pricing and risk strategy
Customer contact (35%)
Customer contact is normally at senior management or director level and involves discussions and negotiations with customers on commercial and operational issues
The role holder is responsible for managing and responding to customer requirements
Establish, build and maintain ongoing relationships with customers to develop and protect business income
Negotiate pricing and contracts with customers at senior management or director level.
Develop a deep understanding of the needs and requirements of customers’ businesses
Make sound commercial judgments in order to retain and fully develop customer base
Provide evidence of customer demand to influence new products / enhancements / solutions
Planning and research (5%)
Responsible for developing a personal sales plan to achieve targeted objectives and goals
Personal time management of day to day activities to maximise return on resources
Keeping fully updated on customer activities as reported in the media and via internal Group sources
Maintain and understand the business environment in which the customer operates
Constantly update knowledge on all products and services offered by Absa card
Risk and Control Objective
In the event of major issues in the business unit, act as crisis coordinator and allocate tasks to the crisis teams.
Review the risk and compliance profiles of the business unit on a regular basis and provide consultative support to the Managing Director on changes that are required to rebalance risk and reward where required.
Understanding of own role in the end to end processes in which you play a part, including applicable risks and controls.
Adhere to Absa’s policies and procedures applicable to own role, demonstrating sound judgment and responsible risk management.
Keep up to date on all regulatory changes and have the ability to articulate the impact to the Business, be well informed on the industry thinking.
All mandatory training completed to deadline.
Technical skills / Competencies
Competencies:
Communication skills
Relationship Management skills
Planning
Interpersonal skills
Sales skills
Negotiation skills
Knowledge, Expertise and Experience
Essential
Full and extensive knowledge of Absa card products and services
Working knowledge of acquiring industry dynamics, interchange, etc.
In-depth knowledge of competitor solutions
Knowledge of the Business to Business sector
Fully aware of industry trends (in country and overseas)
Knowledge of Absa Group and Absa card strategies both locally and overseas
Working knowledge and practical understanding of Law legislation and regulations as they apply to the local market
Preferred
Knowledge of relevant third party suppliers (e.g. technology)
An up to date knowledge of industry related developments
Key Issues over the next 12-24 months
Competition expected to enter / follow more aggressive strategies in most markets
Additional details of exceptional aspects of the demands of the role
There is a need for flexibility and to be able to work to challenging deadlines when they arise
The role is itinerant. Office space will not be available. Travel in country and, in some cases, out of country will be required
Absa Behaviours: of particular importance to this role
Drive Performance
Delight Customers
Build Pride and Passion
Execute at Speed
Grow Talent and Capability
Protect and Enhance our Reputation
Additional critical qualities:
Clean Driving Licence required
Absa Values
Absa Values and Behaviours represent the set of standards which governs the actions of all of us who work for the bank and against which the performance of every one of us in Absa are being assessed and rewarded:
Trust
Resourceful
Stewardship
Inclusive
Courage
Education
Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)